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Pension

Are you (almost) 67? Or still a long way off? It is wise to look ahead and plan early when you want to start enjoying your retirement. UMCNL has a pension scheme for all UMC employees with ABP, the pension fund for government and education employees. As a former public sector organisation, we are obliged to be affiliated with this fund.

Changes to the pension system

Under the Pensions (Future) Act, the ABP pension scheme will change from 1 January 2027. Pensions will be divided into personal pension pots instead of the current collective pension pot. You will receive information from ABP about what is changing and what will remain the same. See the sidebar for useful links to further information.

Want to know more about your pension?

Would you like to know more about the new pension scheme? Are you looking for general information about your pension contributions, pension accrual and various pension benefits? Or would you like to calculate your pension entitlements based on different options, such as taking early retirement?

You’ll find all the information you need on the ABP website. We’ve also listed a few useful links for you.

Useful web links

Read for more information

New pension system 2027

On 1 January 2027, the ABP Pension Fund will switch to the new pension system. ABP will provide you with…

Pension

Collective labour agreement archive

All agreements regarding terms of employment are laid down in the collective labour agreement. Several collective labour agreements have been…

Cao and working conditions

Survivor’s pension

If you die suddenly, your partner (and any children) are entitled to a survivor’s pension. The partner, ex-partner and children…

Cao and working conditions
View the knowledge base

Questions?

Do you have questions about the collective labour agreement or related topics, such as leave, working hours or salary? Each UMC has its own HR department where you can go with these and other personnel questions. On our contact page, you will find the correct contact details for each UMC so that you can contact the department that can best help you.